Native Americans who are disabled may need financial assistance programs during times of economic hardship. If you are a disabled Native American and you are having difficulty paying your bills, you are not alone. The good news is that there are numerous financial assistance programs that are open to disabled Native Americans. There is assistance to help you get through difficult times and help keep the bills paid.
Some of the financial assistance programs for disabled Native Americans are funded through the federal and state government, while others are offered through church programs and nonprofit organizations. Each program has different eligibility requirements and an application process that you need to follow. Be sure to inquire about each program to see what is needed to be approved and how to apply. By applying for several programs you will increase your chances of getting the financial assistance that you need.
To qualify for most programs that are funded by the federal and state government, you have to meet low income requirements and be a citizen or legal alien. Many financial assistance programs offered by churches and nonprofit organizations do not have strict eligibility requirements or a lengthy application process.
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Here are some financial assistance programs for disabled Native Americans:
- Supplemental Security Income (SSI). This is a federal financial assistance program that was created to help people who are disabled, blind, or meet other specific conditions. The SSI program provides those who qualify with cash assistance that can be used toward their living expenses, which include paying for housing, food, clothing, and other essential items. You can apply for SSI online, at your local social security office, or by calling to make an appointment.
- Tribal Offices. Disabled Native Americans can contact their local Tribal Office to see what programs and assistance is available that they may qualify for. Tribal Offices have access to various programs, both provided by the federal government and by nonprofit organizations, which they can provide you information on. One of the programs they can offer application information on is the federal grant program called Temporary Assistance for Needy Families (TANF). TANF provides a monthly grant, for up to 60 months, for those in need. The grant does not have to be paid back and can be used on all types of essential living expenses.
- Supplemental Nutrition Assistance Program (SNAP). The federal food stamp program, which is called Supplemental Nutrition Assistance Program, provides those with low incomes with a monthly grant they can use to purchase food. To apply, find your state office. Many states allow online applications, while others may require you to make an appointment at your local social services office.
- Low Income Home Energy Assistance Program (LIHEAP). Disabled Native Americans who need help paying their energy bills may qualify for the Low Income Home Energy Assistance Program (LIHEAP). The program provides grants to help pay for energy bills for those with low incomes. They also provide emergency bill paying assistance for those who have received a disconnect notice. You can apply for LIHEAP by contacting the office where it is administered in your state.
- Housing and Urban Development (HUD). Disabled Native Americans who need help paying for their rent or mortgage, or paying for necessary home repairs, may qualify for financial assistance through Housing and Urban Development (HUD). The programs help those with low incomes, and who are a citizen or legal alien. To apply for the HUD programs you first need to call and speak with one of their counselors, who will assess your current financial situation and housing needs.
In addition to these programs that are open to disabled Native Americans, you should also be able to find local programs that are offered through churches and nonprofit organizations. Contact your local churches to see what financial assistance programs they offer or that they can refer you to. Plus, there are large organizations that offer financial assistance to those in need, including the Salvation Army and Catholic Charities. Use their site to see if there is a location in your area, and if there is, contact them to see what financial assistance programs you may qualify for. By contacting a variety of programs, you will most likely find the financial assistance you need.